Category Archives: Cash Management

The term and payment of the equipment lease are fixed once the lease is done. You know exactly what your payment will be every month and can better forecast your cash flow.

When acquiring equipment other incidental costs such as sales tax and installation charges can be put into the lease financing. If the equipment is purchased with cash these costs need to be paid up front and can be significant.

Equipment leasing, in most instances, provides lower payments than with a bank loan. Five Point Capital tailors your payments to your leasing and financing needs and can be adjusted by lengthening or shortening the term of the lease.

If a small company wants to borrow money from a bank, a down payment is required and can range from 10 to 20%. With and equipment lease, there is no down payment and typically one or two payments are collected … Continue reading →