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Avoids Disposal Problems

At the end of your equipment lease you can return the equipment. If you use a bank loan or purchase equipment with cash you are burdened with selling the used equipment yourself if you no longer need it or if … Continue reading

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Flexible Payment Options

To meet your company’s financing and leasing needs, The Moneyman will work with you to create a payment plan that best fits your operational requirements. Working through the term and payment options will help create the best equipment lease for … Continue reading

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Timing and Equipment

Leasing and financing offer less red tape than with bank financing. You can also complete the process quicker which is important if you need your equipment by a specific date. Moneyman offers, free of charge, a lease manager who will … Continue reading

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Deductibility of Lease Payments

In most cases, the full amount of each lease payment is deductible for tax purposes. (Consult your tax advisor to make sure the type of equipment lease you are entering into allows for a tax benefit) In some cases, this … Continue reading

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Ability to Update Equipment

If you choose a residual-based or fair-market value lease, lease financing transfers some of the risk of obsolescence to the leasing company. This happens in two ways. First, you pick a term duration that offers you comfort. If you think … Continue reading

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Improved Cash Forecasting

The term and payment of the equipment lease are fixed once the lease is done. You know exactly what your payment will be every month and can better forecast your cash flow.

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Up-Front Costs

When acquiring equipment other incidental costs such as sales tax and installation charges can be put into the lease financing. If the equipment is purchased with cash these costs need to be paid up front and can be significant.

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Lower Monthly Payments

Equipment leasing, in most instances, provides lower payments than with a bank loan. Five Point Capital tailors your payments to your leasing and financing needs and can be adjusted by lengthening or shortening the term of the lease.

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NO Down Payments

If a small company wants to borrow money from a bank, a down payment is required and can range from 10 to 20%. With and equipment lease, there is no down payment and typically one or two payments are collected … Continue reading

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What Can be Leased

Agricultural Equipment Air Compressors Airplane/Aircraft AV Equipment Auto Lifts ATMs AV Equipment Cash Registers Computers Construction Equipment Dental Equipment Film/Photo Equipment Fitness Equipment Fleet Vehicles Fork Lifts Heavy Equipment Home Health Care Janitorial Cleaning Lab Equipment Landscaping Laser Equipment Laundry/Dry … Continue reading

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